How we started
New Generation Wealth Management, LLC was founded in 2017 by Kory A. Holker with a singular objective: help clients minimize risks to their portfolios and minimize the taxes they pay. From day one, the firm was built on the conviction that retirement planning requires more than just investment selection— we believe it demands a holistic integration of wealth management and tax strategy.
Prior to launching the firm, Kory developed a unique multidisciplinary foundation through work in corporate accounting and as a paralegal at his father’s estate planning law firm. He believes this experience gave him rare insight into how investments, taxes, and estate planning intersect—and why treating them separately may leave clients discouraged.
Our growth
What began as a single office in Minnesota has expanded to include a presence in Florida, enabling us to serve families across Minnesota and Florida. Our growth has been driven largely by referrals from loyal clients—we think this is a testament to the trust they’ve experienced. Through virtual meetings and occasional in-person consultations.
A lot of advisors try to be all things to all people – we don’t. Our expertise is specifically in helping you make the most of your finances before and during retirement.
Most advisors aren’t willing or able to do tax planning. We incorporate careful tax minimization planning into the different aspects of our services.
This means we’re always required to act in your best interest.
In addition to having relevant education, professional and academic experience, we have obtained industry designations focused on tax-efficient retirement planning & investment management:
President
Wealth & Tax Advisor
Accredited Investment Fiduciary® (AIF)
Accredited Tax Advisor (ATA)
Kory advises high‑net‑worth retirees and pre‑retirees who seek tax efficiency and protection of the wealth they have built over decades. His practice is centered on a clear objective: help minimize portfolio risks and help minimize lifetime taxes paid.
Unlike traditional advisors who separate investment management from tax planning, He understands that for affluent retirees, true success is measured by net‑after‑tax income and portfolio resilience across market cycles. We help align investment decisions with proactive tax planning to help clients keep more of what they earn while managing volatility.
Kory specializes in retirement income planning, and long‑term wealth preservation. His insights have been featured by Star Tribune, NBC, ABC, CBS, and Fox.
VP of Enhanced Planning and Insurance Services
With more than eight years of experience working alongside three estate planning attorneys, Amber has supported the preparation and coordination of comprehensive estate plans for clients.
Through this work, Amber has developed extensive practical knowledge of estate planning documents and processes. She guides clients in organizing their affairs with professionalism, compassion, and meticulous attention to detail. While Amber brings experience to the estate planning process , she is not an attorney and does not provide legal advice. She works closely with licensed attorneys to help ensure clients receive an organized, efficient, and positive estate planning experience.
Since 2016, Amber has also been a licensed insurance professional with Asset Protection Advisors, Inc. dba New Generation Tax & Insurance Services. She manages/services fixed annuity, long-term care, and fixed life insurance accounts for clients who incorporate these products into their financial or estate plans.
Our mission is for each client relationship to be grounded in transparency, fiduciary duty, and a focus on net after-tax outcomes. We measure success by the financial security and financial peace of mind of our clients.
President
Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
Senior Portfolio Manger
Gradient Investments, LLC
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.
Senior Portfolio Manager
Gradient Investments, LLC
Tyler is a Senior Portfolio Manager at Gradient Investments, where he focuses on portfolio management, asset allocation, and investment research across multiple asset classes. He provides market insight and portfolio strategy to support client investment decisions. Tyler is a CFA® charterholder and has been featured in media outlets including Schwab Network, Reuters, and The Wall Street Journal.